Business Insurance
The importance of insurance for business owners
At OVC Assurance, we understand the critical importance of adequate business insurance to protect your professional activities in Quebec. Our team of property and casualty insurance brokers is ready to advise you and offer you the insurance products best suited to your specific needs. With our services, you can focus on growing your business knowing that you're protected against risk and the unexpected.
Find the ideal business insurance with our business insurance brokers
Whether you're an SME, a construction contractor, a manufacturer, or involved in real estate, we have coverage solutions for all our customers. Request a quote today or contact us for more information on our professional services.
Business insurance - SME profile
Our expert SME brokers will choose with you basic protections as well as additional protections which, together, will constitute the complete coverage you need for your commercial activities.
Find out moreConstruction
OVC Insurance offers the general contractor, subcontractor or specialized worker insurance policies that protect you: general third party liability, jobsite insurance, floating policy for facilities, guarantees, tools and equipment.
Find out moreManufacturer, distributor and retailer
We fully understand the special needs of specialized manufacturers and therefore offer a variety of coverages adapted to the manufacturing sector. Whatever the challenges you are facing, know that your insurance for manufacturers and wholesale distributors will always meet your expectations.
Find out moreReal estate
Involved in Quebec's real estate industry for several years, our team will get you the best coverage at the best price for your investments.
Find out moreFind out more about Business insurance and the role of a damage insurance broker
The cost of commercial insurance varies according to many factors, including the size of the business, the sector of activity, the value of the commercial assets, and the specific risks associated with the activities. SMEs can expect to pay anywhere from a few hundred to several thousand dollars a year for basic coverage. For an accurate estimate tailored to your specific needs, it's a good idea to request a quote from a damage insurance broker. At OVC Assurance, we compare different policies to find the best solution at the best price for our customers.
Independent brokers have access to a wide range of products from multiple insurers, guaranteeing you customized solutions and impartial advice. Our brokers work with companies of all sizes to find competitive insurance policies and adjust their coverage over time, according to their needs.
Leave nothing to chance. Request a business insurance quote from OVC Assurance and protect your business today. Our brokers are ready to help you find the best insurance coverage for your specific needs.
Business insurance includes a number of essential coverages to meet your needs:
- Liability insurance: Covers lawsuits resulting from bodily injury or property damage caused to third parties.
- Commercial property insurance: Protects your buildings, equipment and inventory against property damage.
- Commercial vehicle insurance: Covers vehicles used in business activities.
- Business interruption: Compensates for loss of income due to loss of business activities.
- Equipment insurance: Protects the tools and equipment essential to your business activities.
Yes, business insurance is crucial for a small business. It provides protection against a variety of risks, such as property damage, business interruption and liability claims. Without adequate coverage, a small business can face significant financial difficulties in the event of a claim. The right insurance policy protects your equipment and employees, ensuring the continuity of your business activities.
There are three main types of commercial liability:
Corporate liability insurance: Covers bodily injury or property damage caused by the company to third parties. A liability insurance policy is essential for any business.
Professional liability insurance (errors and omissions): Protects you in the event of professional errors or omissions in the services you provide. This insurance is vital for professional services.
Directors & Officers Insurance: Protects officers and directors in the event of errors related to their management decisions. This coverage is essential for the security of your company.
With OVC Assurance, find the coverage that best suits your company and its specific needs. Our damage insurance brokers are available to answer all your questions and offer sound advice.
Civil Liability
Civil liability is an essential protection for all businesses. It covers damage caused to third parties and protects you against potential lawsuits that could harm your business. A liability insurance policy is essential to guarantee the security of your business.
Business interruption insurance
Business interruption insurance helps you compensate for lost income in the event of business interruption due to a loss. This protection is crucial to maintaining your company's financial stability in difficult times.
Commercial Property Insurance
Protect your commercial property with the right insurance coverage. Commercial property insurance covers physical damage to your premises, equipment and inventory. Make sure you can maintain your operations with reliable insurance protection.
Equipment and Vehicle Insurance
Equipment and vehicle insurance is essential for businesses that depend on their equipment and fleet of commercial vehicles. Protect your investments with comprehensive insurance coverage.
Cyber Risk Insurance
Protect your company's personal and sensitive data with cyber risk insurance. This protection covers the costs associated with data breaches and other IT security incidents.